LIC Jeevan Shiromani Plan

A plan for High Net worth individuals, a premium policy that combines Protection, Savings, Medical Cover and attractive returns with Tax benefits.

A limited Premium paying Money back plan, which is Non-linked, Conventional with-profits Endowment Assurance plan with guaranteed returns

Eligibility Conditions & Restrictions
Minimum Entry age	:	18 years
Maximum Entry age	:	55 years
Policy term	:	14, 16, 18 & 20 years
Premium paying term	:	Policy term (-) 4 years
Minimum Sum Assured	:	Rs. 1 Crore
Maximum Sum Assured	:	No limit
Premium payment	:	Yearly / Half yearly / Quarterly
Loan	:	Eligible after 1st year
Surrender	:	Eligible after 1 years
Critical Illness (In built)	:	15 Major diseases are covered
Money Back at	:	For Policy term 14 years, 30% of SA in 10th & 12th year For Policy term 16 years, 35% of SA in 12th & 14th year For Policy term 18 years, 40% of SA in 14th & 16th year For Policy term 20 years, 45% of SA in 16th & 18th year
On Maturity / Death	:	Sum Assured + Guaranteed Additions + Loyalty Addition
Income Tax Benefits	:	(i) Premiums paid are eligible for Tax rebate u/s 80c (ii) Money Back amount/ Maturity amount / Death claim is Non-taxable u/s 10(10d)

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